By Joseph P. Trybula, CFP®, AIF®, Diversified Financial Advisors When you participate in a 401(k) plan at work, you are typically responsible for choosing investments in your plan from a range of stocks, bonds and mutual funds selected by your employer. Here are five helpful tips to do that: Pay attention to investment returns. Most plans only offer funds that have a … [Read more...] about Choosing Investments in Your 401(k)

by Joseph P. Trybula, CFP®, AIF®, Diversified Financial Advisors Your company is likely among the majority that not only want to help employees with their nonretirement financial matters but also are offering tools to make it happen. That statement can be made with some degree of confidence because according to the Aon Hewitt 2017 Hot Topics in Retirement and Financial … [Read more...] about Financial Wellness Reaching Majority Status

by Joseph P. Trybula, CFP®, AIF®, Diversified Financial Advisors Wellness Wednesday Webinar Oct. 25 | 2-2:30 p.m. CDT Tap into financial wellness to bring about positive change in your workforce. Financial Finesse's behavioral change model seeks to create action plans for each individual user. Learn how to leverage this nationally-recognized solution and how to integrate it … [Read more...] about The Average 401(k) Plan is Wasting Money – Is Yours?

by Joseph P. Trybula, CFP®, AIF®, Diversified Financial Advisors, LLC Now is the perfect time for planning to find ways to increase employee participation and savings rates in your company retirement plan. A well-designed 401(k) plan can play a significant role in helping you and your employees save toward a more financially secure retirement. I have highlighted four 401(k) … [Read more...] about 4 Ways to Increase 401(k) Participant Savings

by Joseph P. Trybula, CFP®, AIF®, Printers 401K Power in Simplicity Webinar When: April 25, 2-2:30 p.m. CST REGISTER HERE Who Should Attend? Owners, plan sponsors, CFO’s, human resource managers Fiduciary Prudence For Plan Sponsors Many plan sponsors are unaware of the many duties required of them as plan fiduciaries. In this brief but informative webinar, find … [Read more...] about What to Expect if your Retirement Plan is Audited

by Joseph P. Trybula, CFP®, AIF®, Diversified Financial Advisors, LLC No matter the business or service, no one likes paying excessive fees. This is especially true with retirement plans. Participants are setting aside money for retirement, and the last thing they want is to have those precious dollars consumed by fees. As a retirement plan sponsor you have a fiduciary duty … [Read more...] about Fee Oversight Must Be Ongoing